Author: Vera Phillips

Construction Services

Many properties that are up for sale already have undergone renovations. You must decide if there’s potential for more. A typical older apartment property will have one of the following three characteristics:

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Fully Renovated: It is important to evaluate whether it is worthwhile revisiting the units or adding better/better upgrades. It’s amazing how many upsides there are even when a property is advertised as “renovated” or “turnkey.”

Partially renovated properties are the most difficult to plan for. Although it is easy to understand the overall condition of the property at a high level, the logistics of planning for a renovation that will have different costs and different rehab plans can be overwhelming.

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Sometimes, it is possible to see multifamily properties that have been mismanaged and there are no records. Managers may tell you that they have done some rehabs but not all at once and don’t have the records. If this is true, you’ll need to take photos or detailed notes when touring. This can be annoying but it is likely to be a great opportunity.

You should never assume that the renovated property will fetch more rents than properties in the same sub-market. You must always be able to back up your claim. You are basically guessing if you can’t.

Check Your 401K

Wouldn’t you like to have an early retirement at 50 or 55 years of age instead of the traditional age of 62 or 65? Even with today’s economy, that dream is possible to achieve. You can do it if you check your 401K

Planning for early retirement is an easy task, especially if you are just starting out in the working world when money is usually tight. Scarifies will have to make and immediate gratifications will have to be deferred. That is why you should be checking your 401k balance.

You will need early retirement planning and have a good retirement savings plan that will provide the nest egg you will need for the financial security that is want during your retirement years.

Set Your Goal

An important first step in early retirement planning is to have a goal in mind. Protect your 401K. If your goal is to retire living the same lifestyle that you are living at the time of your retirement, then you need to figure the annual expenses involved to live that lifestyle and how much income you need to cover those expenses, and multiply that number by the number of years of your life expectancy. Don’t forget to account for inflation and unexpected emergencies such as medical emergencies due to accidents or natural disasters.

You can do this calculation yourself or your can get help on the Internet with free retirement planning tools to make the math easier. If you can afford it, you can hire a professional that provide retirement planning services to help you.

Choosing the Right Retirement Savings Plan

Having the right Early Retirement savings plan will go a long way to getting you to where you financially will be able to retirement. Luckily, there are many different types of retirement plans to choose from. Some of the most popular plans include the Traditional Individual Retirement Account (IRA), Roth IRA, Keogh plan, and 401(k) plan. All these retirement savings plans offer some tax advantages that help the money invested in them grow faster that if the money was invested outside of the plans.

Don’t overlook some of the more traditional investment vehicles outside of the IRA, Roth, Keogh, and 401(k) plans, such as individual stocks, bonds, and mutual funds to diversify and spread the risk of investing. While the investments may not offer the same tax breaks as the IRAs and 401(k) s, they provide more options for your investment money. Other types of investments you may want to look into include rental real estate and gold coins. But remember not to put all your money in one place and don’t spread yourself too thin.

Do your research before you putting your hard earned money into any investment. You need to be knowledgeable about investing and the various investment options available to you. Read financial books, the business section of the newspapers, watch the financial news, or ask questions of friends who are successful in their investing or business. And once you decide on the types of investments, stick with them, but do review and, if appropriate, readjust the investment portfolio at least once a year.

If you are just starting out in the job market and don’t think you make enough money to start an early retirement plan, review your expenses and see where you can cut back, and put that money into your retirement investment plan.

No matter how little you can save toward your retirement plan, the important thing is to start as early as possible. The earlier you save, the more time your money will have to grow into an amount that will provide you with secure retirement.

Affordable Mommy Makeovers

In 2019, according to the American Society of Aesthetic Plastic Surgery, breast augmentation, liposuction, and the tummy tuck were the three most popular procedures. These three procedures all make up the Mommy Makeover.

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The mommy makeover has been an increasing trend in plastic surgery news, according to ASAPS statistics, women ages 35-50 received 40% of all the surgical procedures in 2012 and the majority of the mommy Makeover procedures in total: Breast augmentation 40%, tummy tucks 55.8%, and Liposuction 47%. This trend has gone viral in result of the recent news articles highlighting mommy makeovers and interviewing the moms and their families post-procedure along with the many celebrities jumping on the band wagon like reality TV star Kim Kardashian. So why exactly are moms considering the “Mommy Makeover”?

Mommy Makeover Trend

While many mothers are choosing diet and exercise after child birth, some have found that no matter the time and energy spent at the gym will help eliminate the sagging excess skin and pockets of fat left over from weight gained during pregnancy. Some women are perfectly okay with having the sagging skin as it is a reminder that they once had a miracle happen inside their body. However, some women just want their old slim pre-pregnancy bodies back and the Mommy Makeover is certainly one successful way to do so. According to Realself.com, a community of members who share their procedure stories and real doctors who answer questions, the mommy makeover has a 98% “Worth-it Rating. The “worth-it rating” meant that those who have had a mommy makeover on average say that the procedure was 98% worth-it to do. Mother of two, Angela Aguirre, had the same idea. Angela began working out and exercising regularly to achieve as much success with her body as she could, she managed to lose 30 pounds. Angela worked extremely hard to lose those 30 pounds but when she looked in the mirror, all she saw was loose skin and her “stomach didn’t look any different”. Angela’s results were not exactly what she expected, she says “there was loose skin, and it kind of had a round, potbelly appearance to it. I’d been working out really hard for a year and three months and thought, ‘Surely by now it would be tighter'”. Except they weren’t and she could not figure out what was going on. Her next step was to visit her family doctor to figure out what was going on, he said after she her two C-sections, her stomach muscles became separated and that there was nothing she could do to fix that other than having a tummy tuck.

Risk and Complications

On top of self-esteem and confidence, it seems that the trend in mommy makeovers are soaring because of problems like Angela has experienced with her two c-sections. Aguirre believed it was a matter of personal preference and that she noticed her self-esteem has gotten better”. A big question that came to Aguirre was if the mommy makeover was worth the risks that come from a major surgery. Not only was Angela receiving one major surgery, she was having two major surgeries while some women opt in for three, a tummy tuck, breast augmentation or breast lift and liposuction. However, because the mommy makeover is an “all-in-one” package, these surgeries are all performed at one time, somewhat reducing the risks instead of having three separate surgeries. Risks from the mommy makeover can encompass many risks and complications similar to any surgical procedure. The procedure can take from four to eight hours to complete, depending on the type of procedures included. Your surgeon will conduct a detailed review of your medical history and if a patient has certain risk factors, the surgeon will proceed accordingly. Risks such as bleeding, infection, incision scarring, abnormalities, and even depressions from unrealistic expectations are just a few examples. Unrealistic expectations, however, can be avoided if the surgeon ensures the patient is stable mentally and physically. .

For Angela Aguirre these risks were worth it stating “the way I look at it, it was six weeks out of our lives. Now I can be happy for the rest of my life. It’s a good trade-off.” Angela was very lucky to be able to find a plastic surgeon that was perfect for her. Because of such risks of complications from having major surgery, it was very important for Aguirre to choose a board certified surgeon with years of training, education, and experience. The list of risks and complications from a mommy makeover are minor when it comes to allowing any surgeon or “surgeon” to perform on your body. These risks can easily jump from bleeding and infections to possible death. This is why the American Society of Aesthetic Plastic Surgery always advises consumers to do their research and consult with a board certified plastic surgeon.

List Of Cities in Florida

Tampa Breast Enhancment
Tampa Mommy Makeover
Tampa Palms Mommy Makeover
Orlando Mommy Makeover
Miami Beach Mommy Makeover
Miami Gardens Mommy Makeover
Miami Mommy Makeover
Miami Shores Mommy Makeover
Miami Springs Mommy Makeover
North Miami Beach Mommy Makeover
North Miami Mommy Makeover
North Miami Heights Mommy Makeover
South Miami Mommy Makeover
West Miami Mommy Makeover
Tallahassee Mommy Makeover

Veterinarians

Many individuals know they would like to become a veterinarian, but some don’t realize the different types of animals with whom they could interact. A veterinarian isn’t restricted to treating for people’s pets; they can work with smaller, or even larger animals.

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Sometimes, they work with animals that can’t be kept as pets. There are approximately six different types of vets: small animal practitioners, exotic veterinarian, large animal veterinarian, wildlife veterinarian, specialty veterinarian, and research veterinarian.

A small animal practitioner is the most common; these professionals work with domestic pets and smaller mammals. While some choose to focus specifically on cats and dogs, others widen the range to include rabbits, guinea pigs, and ferrets.
Exotic veterinarians usually treat animals that aren’t the typical domestic pets, such as cats and dogs. Some animals these professionals will work with include reptiles, hedgehogs, birds, prairie dogs, and chinchillas. As the population is steadily increasing its unusual pet selection, exotic practitioners are more likely to be in demand. .

Large animal veterinarians will often find themselves on farms, or other areas where livestock is the main population. While all veterinarians must take precautions while working with animals, treating larger animals can be especially hazardous. If an animal steps or stomps onto the practitioner’s foot, or suddenly becomes scared or nervous, serious damage may be done. Animals that commonly fall into the livestock category include sheep, cattle, horses, goats, pigs, and chickens. .

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A wildlife veterinarian works with wild animals. These animals may be found in common wooded areas in the U.S., or may have been transported from the plains of Africa. Professionals in this particular field may find work at zoological societies, wildlife rehabilitation centers, or bird sanctuaries. These professionals commonly choose to practice within a certain area, so understanding the animal and bird species in their given region will be extremely beneficial.

Specialty veterinarians still work with animals, but in a more focused field. For instance, these individuals may choose to become dentists, ophthalmologists, or cardiologists, all for animals. A specific species may also be chosen, such as an avian vet (birds), or an equine vet (horses and donkeys).

A research veterinarian will work in a lab setting, researching pathology, biomedical research, and microbiology, among others. These individuals are responsible for researching animal-related health problems such as the West Nile Virus and Mad Cow Disease. The most common place of work for these individuals is government or state-run agencies.

During education, certain hands-on requirements must be fulfilled. While internships and practice in the field are usually required, supervision is typically required before a veterinarian is qualified enough to perform tasks on their own.

Plastic Surgeons

We all hear and see the results of successful plastic surgeries but it’s the unsuccessful procedures that are remembered far longer. To avoid being a statistic there are a few basic steps to follow, but please be aware, that even the best of the best surgeons can have post-operative complications despite optimal pre-operative conditions.

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Right from the start you must be sure to do proper due diligence or research on the surgeon you are considering and this extends to any clinic offering minor cosmetic procedures or injectables suchas botox. If you are not sure of which Cosmetic Surgeon you are going to entrust with your body make inquiries through your local institution and confirm that they are a Fellow of the college.

Many consumers are unaware that there is a difference between Cosmetic Surgeons and Plastic Surgeons. Many health care providers are now performing cosmetic procedures, but that doesn’t mean they’re all qualified to perform plastic surgery. Plastic Surgeons are trained in both cosmetic and reconstructive procedures and this requires 7 years of training. Any General Practitioner or Registered Nurse can perform cosmetic procedures. You need to be sure apart from word of mouth, that the practitioner is properly qualified, do not take their word for it.

Today we are bombarded with advertising mostly glamorizing the industry via television, internet and print media. Don’t be fooled! This is a serious business, these are surgical procedures that require full anesthesia and hospitalization, do not underestimate what is being done. It is very human to always focus on the end result and of course, that is the bottom line, however, this is about you, your personal development and achieving the ultimate outcome, so follow these guidelines when making your choice.


• Don’t be afraid to ask questions. Be sure to ask how many years they have been practicing – you want experience! Many clinics offer the first consultation for free and this is your opportunity to have them answer all your questions. Go in with the mindset of conducting your own interview, they must satisfy your concerns or they won’t get your business. Be aware that this will be conducted by a nurse or practice manager, not the surgeon. You can expect them to be very informative and qualified to answer all of your concerns. This is also a great time to check out the look of the clinician who may perform the non-invasive cosmetic treatments on you. Take note if they have had any ‘work’ done and in particular if you like it as this is an excellent opportunity to closely observe the quality of the practitioner you are considering.

• Request before and after photographs. Every clinic will have a ‘brag’ book full of pre and post operative success stories. Check it out.

• Ask about volume. It is very important to know how many procedures per week or annually the surgeon performs, specifically, which ones. Plastic and reconstructive surgeons are trained in all facets of their specialty however, many refine their skills even further and choose to perform only a few of the numerous procedures commonly known. You want to be sure to match up the right surgeon with the right procedure. Emotion and well-meaning referrals from friends can lead to disappointment. Enquire first before committing and ask the question how many? You want to be sure it’s in the hundreds at least.

• Be crystal clear about what you want and what you are getting. Many patients often complain they didn’t understand what the surgeon said. Don’t be afraid to speak up and ask the surgeon to speak in ‘layman’s’ terms, until you get it. They are working for you – not the other way around.

• Accreditation. Be sure that the practitioner is associated with accredited hospitals and day surgery suites. This can be confirmed by the clinic and also by a simple phone call to your health fund or government department. It is essential to know you are in the best possible care offering state of the art equipment, industry standards and quality staff.

• After-Care. Will you have the support you expect? Many surgeons are absolutely masters at what they do but when it comes to post-operative procedure you can be left wanting. The first 24-48 hours are absolutely critical to the success of your operation as it is during this time complications can come out of nowhere and fast. Confirm with the surgeon and staff that he/she is available and contactable during this time and be clear about what their follow-up procedure is.

• Post-operative care at home. Be sure to listen as this is your role in the recovery process. Many prospective patients expect the surgeon and ancillary staff to be responsible for everything, this is very much a team event and your co-operation during this time can and does make the difference. These expectations of you are there for a reason and cannot be underestimated.

• Cost. You may note I have left this until last. The reason for this is simple, you get what you pay for! I recommend making enquiries through the medical insurance companies as this will give you the standard. However, there will always be a gap, which will vary from one practitioner to another, so be sure to ask the Office Manager for the exact total cost and refer back to your medical insurance company (if you have one).

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Doing the research on choosing the right plastic surgeon will take you from a good result to the ultimate experience. Careful selection ensures that you have mitigated your risks and optimized your outcome. You want to be as confident as possible when you make your choice prior to admission, after all this is about you and you deserve the best.

Lawyer Services

Do you have trouble finding a legal representative for your case? Is your case a complex and unique case where no ordinary lawyer can handle? Does your case require special handling and fragile proceedings? If you do, the you might need a lawyer who is best for your case!

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A lawyers job is to legally represent you in the court of law and also to protect you to the maximum legal law possible. If a lawyer does not represent you up to their best legal abilities, then that lawyer will be examined by the legal jurisdiction of your state for mus-representation and other legal consequences. But no lawyer is equal, and it may mean the difference between a ruling that isn’t in your favour!

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Here are 3 tips to find the best lawyer!

1. The internet
The internet is one of the best sources to get the best lawyer for you. The reason why the internet is the best place to get the best legal representation for you is because you can search for specific lawyers who specialises in specific law areas. For instance, if you are in the proceeding for a workers compensation claim, then it is best to go to search on the internet for a workers compensation lawyer who specialises in this area.
They have the experience and the legal expertise to get the best compensation for you!

2. Find lawyers who have won a large percentage of cases
It is best to find lawyers who have won a majority of their cases. This is because you will then have a higher chance of winning because they have won a majority of their cases. People who have won a large percentage of their cases means that they know how to find all the loopholes in the law. The more loopholes the lawyer knows, the better you can win your case!

3. Find a lawyer who can communicate with you in easy to understand English
You will be surprised to find that the majority of lawyers out there have very poor English or communication skills. To win a case, a lawyer must have excellent communication skills so they can give the best evidence and argument for your case! A simple way to know if they have good communication skill is if they can explain a legal document in easy to understand English and they don’t use legal or law language that you don’t understand!

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Good Bar-B-Que

If you are looking for good bar b que catering which you can be happy with, you should begin by asking around. Talk to friends, family and associates for their advice concerning which caterer would be good for the job. Also, do research online. The Internet is a great place to gather information about a caterer as you have the opportunity to read reviews about them right then and there.

Once you find some caterers which you are interested in, it is important that you remember that you are looking for BBQ catering. In other words, if what you want is BBQ food, then you shouldn’t be looking into fine Italian caterers, for example. So stick to caterers that offer the kind of food you are interested in having at your event, or even caterers who have the ability to customize the menu based on your particular needs. You should be able to taste the food before hiring them, so arrange to attend a tasting or even a different even which they will be catering for to get a feel on their food and service.

As soon as you have a narrowed down lists of caterers that will do BBQ catering for your event, you should then begin talking about the financial end of the whole matter. Start talking prices and what it will cost you. You are going to need to provide a number of people you expect to attend for this step of the process. Once a price has been discussed, then you can make a better decision as to which caterer will work out best for you and your needs as well as the even you are planning.

The last step is to talk to a caterer about BBQ catering well in advance of your event date so as to be able to book them for your event. If you are in Dallas, check out the best Dallas BBQ catering at Soulmans.

Check out these great locations.

Red Oak BBQ
Dallas BBQ
Mesquite BBQ
Garland BBQ
Cedar Hill BBQ
Forney BBQ
Rock Wall BBQ
Rockwall BBQ
Hurst BBQ
Lewisville BBQ
Allen BBQ
Mansfield BBQ
Terrell BBQ
Royse City BBQ
Quinlan BBQ
Greenville BBQ
Van BBQ
Sulphur Springs BBQ

The best caterers are always booked well in advance, since people are always looking for the best caterers in order to pull off a great event. So it is recommended that as soon as you have a date set for the event which you are planning to immediately get on the search for a good caterer that is going to provide excellent BBQ food. This way, you will have one of the most important steps of your event planning out of the way. And the most important part of any event is the food which will be served there.

Dog Lovers

Personalized dog lover gifts are the best items for a dog lover on any occasions. There are a variety of dog lover gifts available including dog key chains, dog mouse pads, dog cookie jars, dog pins, dog clocks, dog lover note cards, calendars and watches with dog faces, and the list goes on and on. 

I get most of my information from Dog Lovers Monthly.

You can make any of these ‘personalized’ by applying a clever idea. A gift can be easily personalized by writing your own phrase or pasting your own photo on it. A gift basket filled with personalized dog lover gifts is a great gift for a dog lover. You can even hire the services of an artist to engrave your message on the gift.

There are several agencies specializing in personalized dog lover gifts. You name the theme and they bring life to your ideas. Every town has at least a couple of good stores selling personalized gifts. Browse through the Internet, and you’ll find numerous online stores selling personalized and custom-made dog lover gifts.

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Prices differ from one company to another. It depends largely on just how personalized you want the dog lover gift to be. If you have a very special method of embossing in mind, for example, you would probably be charged more than if you were just asking for a plastic tag with the name “”Rex”” already appearing on it. Manufacturers can mass produce many types of personalized gifts, but they cannot produce others. So decide on your budget and your wishes, and then hit up one of these companies for assistance.

BBQ Catering

It is that time of year when you party to the fullest. You get invitations and you invite your friends and family for a house party too. So have you planned anything for your upcoming party as yet? If not then you need to plan your party well on time and avoid the last minute rush. When it is about a house party keeping the mood casual and relaxed would be best. So it would be a great idea if you arrange for a bbq party.

We love the bbq catering from Soulmans.  They provide tons of extras.

What are your choices?

When you are planning a BBQ party for your guests you need the food to be absolutely perfect. If it is a large party then going for a professional BBQ catering service would be advisable. It would not only take away a chunk of your responsibility but also save time for you to enjoy with your friends and entertain them. When you hire a professional catering service you would be delighted to see the types of food that you can choose and these companies also offer personalized services for their clients. Grilled, roasted and bbq food will be served with fine culinary specialty. So you have a great table to present to your invitees. You can also order for delicious sandwiches burgers and sliders for the youngsters.

Wide variety of finger licking food

One of the most mouth watering facts about professional catering is that it offers you a whole range of food items that are just impossible to make at home. So when you are hiring a professional service for your BBQ food, you get to choose from a wide range of items that are prepared from fresh and healthy products. The catering companies also make sure that they keep the quality very high in order to make it hygienic and healthy. Strict processing is observed while making the food and they are prepared with prolific élan. So while you are choosing the food for your BBQ party ensure that you have a mix and match of all types of food on your table to entertain your guests. It would be so much fun to have the best food and for the right party mood.

Check out all of the best BBQ locations from Soulmans for the best BBQ.

How to choose the best caterer?

If you are going for a BBQ theme for your event then you must keep some important point in mind before you finalize your caterer.

  • You must also go with the experienced professionals and avoid experimenting with the new event professionals.
  • Always check their official website to have a clear understanding of the services.
  • You should also check out feed back of each event caterer from their customer. This will help you to get a clear picture of the company.
  • At last but not the least do a little survey to get the best price.

A BBQ theme is an amazing idea for a very happening party. You guest will love the delicious taste and will remember the party for a very long time.